There are many shots, or vaccinations, that may keep you from getting sick. Some of these shots may also protect you from getting a serious form of the illness. Here is a list of shots that may keep you healthy. Talk to your doctor about which ones you need.

As retirement approaches, it is important for every household to assess its financial identity (assess its finances). Waiting too long might mean missing one or more opportunities to preserve maximum financial independence in the future. To help get you started, can you say 'Yes' to the following statements?

Helen grew up on a farm in the Midwest. She drank lots of milk as a child. She also walked a lot. After graduating from high school, she got married and found a job. Family and work kept her too busy to exercise. Helen went through menopause at age 47. At age 76, she was enjoying retirement - traveling and working in her garden. But then she slipped on a small rug in her kitchen and broke her hip. After Helen recovered, she needed a cane to walk, and gardening was a lot harder to enjoy.

Everyone feels blue now and then. It's part of life. But, if you no longer enjoy activities that you usually like, you may have a more serious problem. Being depressed, without letup, can change the way you think and feel. Doctors call this "clinical depression."

Are you holding the newspaper farther away from your eyes than you used to? Join the crowd -- age can bring changes that affect your eyesight. Some changes are more serious than others, but no matter what the problem, there are things you can do to protect your vision. The key is to have regular eye exams so you can find problems early.

Tony is a retired mailman. He has lived in New England his whole life and has seen some harsh winters. None, however, was as cold or snowy as one winter a few years ago. First, the temperature dipped to below zero and a snowstorm left 2 feet of snow. Then an ice storm caused lots of broken power lines. That meant Tony had no heat in his house, but he also couldn't leave. The temperature inside dropped to 60° F quite quickly. When his neighbor rang the doorbell to check on him the next day, Tony was confused, and his speech was slurred. He was taken to the emergency room. A doctor examined Tony and warmed him up. When he left the hospital, Tony went to his brother's house until the heat came back on. Turns out he'd had accidental hypothermia.

Whether you're young or old, male or female, single or with a family--this booklet is for you and about you. That's because Social Security has programs that affect everybody.

Chances are you're either paying Social Security taxes or getting Social Security benefits--or you're related to somebody who is.