John just found out that his friend Stan has prostate cancer. A lot of men he knows have some kind of problem with their prostate. John is worried about what might happen to him. It's true that prostate problems are very common after age 50. The good news is there are things you can do.

One cool fall day, Ellen and Sue were watching their teenagers play soccer when all of a sudden Ellen flushed and seemed to be sweating. Sue asked if Ellen was okay. "Oh, it's a hot flash," Ellen said. "This is happening to me several times a week now-even at night. At first, I didn't know what was going on, but my doctor told me these are symptoms of menopause." Sue laughed and said, "Yes, I remember hot flashes, but they're over now."

Agencies will typically be the most expensive; independent providers will be the least expensive. However, home care agencies are also easier to use, since the agency finds and places the provider, handles payroll and any problems that may arise, and usually provides coverage for sick or absent providers. Agencies that are licensed and bonded are generally a good choice, although there are always exceptions. You have avenues of recourse (complaints, legal action) when dealing with agencies that are liable for problems. There is no real recourse (except firing) when dealing with independent providers or ones found through registries.

When Jerry, age 71, came home from the drug store with his latest medication, he placed all his pill bottles on the kitchen counter and counted them. "I take seven different medications," he said to his wife. "We need a system. We need to know what medicines we have, what they're for, and when we should take them."

Medicare pays for many of your health care expenses, but it does not cover all of them. It is important for you to know what Medicare does and does not pay for. This Handbook will help you understand how the Medicare program works and what your benefits are. You can use the alphabetical index at the back of the book to find information on specific subjects. This Handbook is also available in Spanish. (See inside back cover for how to order.)

Lucy is worried. She's lived in the same neighborhood for 50 years, but things seem to be changing. Last week, her friend Rose was walking to the store when a young man ran by and pulled her purse right off her shoulder. Two weeks ago, Joe, the man upstairs, put his grocery bags on the curb while waiting for the bus, and before he knew it, someone had picked up his bags and run off. Lucy feels sad to think she might have to move. She wonders, is anywhere safe for older people anymore?

Mrs. Wiley had a big surprise the other day when she called her doctor's office to make an appointment. The receptionist told her that Dr. Horowitz was retiring at the end of the year. After all this time - after the doctor had treated her for strep throat, bladder infections, and that nasty broken wrist; after helping her through menopause - she felt like she was losing a trusted friend. Mrs. Wiley worried that she wouldn't be able to find a new doctor she would like.