It used to be pretty simple.  So long as you were independent, you lived in your own home, or moved to a retirement community.  If you needed a little help with personal care, and your meals provided, you went into board and care.  If you needed quite a bit of help with personal care, or skilled nursing care, you went into a nursing home.

Ben has been married for 47 years. He always managed the family's money. But since his stroke, Ben can't walk or talk. His wife, Shirley, feels overwhelmed. Of course, she's worried about Ben's health. But on top of that, she has no idea what bills should be paid or when they are due.
Eighty-year-old Louise lives alone. One night, she fell in the kitchen and broke her hip. She spent a week in the hospital and 2 months in a rehabilitation nursing home. Even though her son lives across the country, he was able to pay her bills and handle her Medicare questions right away. That's because several years ago, Louise and her son talked about what to do in case of a medical emergency.

As fall turns to winter, cold and flu season moves into full swing. Last year was a record year for colds and flu and this year health officials predict it will be even worse. We must take precautions so the cold and flu season doesn't catch us off guard.

About one-third of Americans between the ages of 65 and 74 have hearing problems. About half the people who are 85 and older have hearing loss. Whether a hearing loss is small (missing certain sounds) or large (being profoundly deaf), it is a serious concern. If left untreated, problems can get worse.

John and Edith were playing cards one night when John asked Edith a question. She tried to answer but couldn't speak. John knew something was very wrong. Could it be a stroke? Without waiting, he called 911. The ambulance took Edith to the hospital. Emergency doctors said it was a stroke - John was right. Because John called for help quickly, Edith got the medical care she needed without delay. She started getting well, her speech came back, and once again she's having long talks with John.

Tony is a retired mailman. He has lived in New England his whole life and has seen some harsh winters. None, however, was as cold or snowy as one winter a few years ago. First, the temperature dipped to below zero and a snowstorm left 2 feet of snow. Then an ice storm caused lots of broken power lines. That meant Tony had no heat in his house, but he also couldn't leave. The temperature inside dropped to 60° F quite quickly. When his neighbor rang the doorbell to check on him the next day, Tony was confused, and his speech was slurred. He was taken to the emergency room. A doctor examined Tony and warmed him up. When he left the hospital, Tony went to his brother's house until the heat came back on. Turns out he'd had accidental hypothermia.